Interest Free Furniture Finance

What is humm?

Humm helps everyday Australians with Buy Now Pay Later options. Our payment plans are great value because humm customers pay no interest, ever.

Who can humm?

You just need to tick these boxes:

• Be a permanent resident of Australia
• Be 18 years or older
• Have a valid email address and mobile number
• Have an Australian debit or credit card
• Have an Australian driver’s license, passport or Medicare card
• For ‘big things’ you also need to have a permanent job (at least 25 hours a week) or be on aged/veteran’s pension

I want to humm! Where do I start?

This bit is super simple. First things first: depending on whether you’re an Apple or Android user, go to either the App Store or Google Play and download the humm app.

Once you’ve got the app running, just follow the steps and you’ll be good to go. Nice!

How do I shop with humm?

Humm is fast and simple to use no matter where you prefer to shop. Online, simply select humm at checkout and you will be taken through to humm to confirm your payment. In-store, access the humm app and generate a barcode. Simply take this to the checkout with your purchase and they will scan or input the code.

With no interest, are the fees high?

No, the fees are not high. When you buy a ‘big thing’ you’ll pay an establishment fee. Then you’ll pay just $8 a month. For full details read your Continuing Credit Payment Plan agreement.

When you buy a ‘little thing’, there are no fees if you choose to pay it back over 2.5 months. If you choose to pay over 5 months, you’ll pay just $8 a month.

You will only ever pay a single $8 monthly fee, regardless of the number of ongoing humm payment plans you have. Simple!